Services provided by PeoplesBank, Holyoke, MA.
ZYNLO® is a registered trademark of PeoplesBank

1$10 minimum deposit to open the account and $.01 to obtain the Annual Percentage Yield. Variable rate subject to change without notice. Fees could reduce earnings on the account. Rate valid as of date of November 3, 2021.
2Zyng automatically rounds up debit card purchases to the nearest dollar and transfers that amount from your Zynlo Spending Account into your savings account  After the first 100 days, we will continue to match 100% of that amount if  you maintain an average daily balance of $3,000 in your Spending Account.  For Spending Accounts that maintain less than the $3,000 average daily balance we will match 25%.  Match dollars will be deposited into your Zynlo mobile spending account at the end of each statement period.
3The average national savings account interest rate of 0.06% Annual Percentage Yield (APY) is determined by the FDIC as of February 11, 2021 is based on a simple average of rates paid by all insured depository institutions and branches for which data are available. Visit to learn more.
4Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

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