Put your money to work for you with no fees and no minimum balance requirements.
with our exclusive ZYNG Round Up & Match1
ZYNG Round Up and Match Bonus
APY
Checking*
4.11%
Return
Open your ZYNLO More Spending and Tomorrow Savings accounts.
Add money to your checking account.
Use your shiny new ZYNLO debit card when making your regular, everyday purchases.
Put your savings on autopilot. We'll round up every one of your debit card transactions to the nearest dollar, MATCH your roundups, and move that extra money into Tomorrow Savings for you.
Every.
Single.
Time.
The more you use your debit card, the more often we'll round up, match, and transfer
money for you—and you'll earn a 4.11% return (or more)!
That's how much interest you'll earn with a Tomorrow Savings Account - helping you earn a 4.11% return (or more) on your money!1
Your Roundup on the FedEx purchase is $0.44, with an additional $0.44 Match!
by creating virtual savings goals for anything you want—all from a single account. The possibilities are endless—and they're all yours.
by sorting your everyday transactions into custom, virtual spending folders you create based on what categories are important to you.
Access your money sooner with Early Payday and direct deposit. If your employer uses a participating direct deposit service, you're all set!3
The ZYNLO app has the features and functionality to let you pay bills, pay friends, deposit checks, and more from wherever you go.
Download the App
We don't do robots here. This means that whenever you call, a real human will be available to speak with you (day or night!)
Cash is never far away, thanks to our nationwide network of ATMs (and no ATM fees!) Find an ATM
Bank beyond the minimum, knowing your money is safe here.
Bet. On every account.
Check 'em out
Let's be friends. Follow ZYNLO on social media.
Routing # 011875428
ZYNLO® is a registered trademark of PeoplesBank. A division of PeoplesBank, Holyoke, MA.
*More Spending Account: A minimum opening deposit of $10 is required to open this account, and the minimum balance needed to obtain the Annual Percentage Yield (APY) is $.01 as of 7/11/24 and is subject to change without notice. Competitive rates are reviewed periodically.
+Tomorrow Savings Account: A minimum opening deposit of $10 is required to open this account, and the minimum balance needed to obtain the Annual Percentage Yield (APY) is $.01 as of 7/11/24 and is subject to change without notice. Competitive rates are reviewed periodically.
1ZYNG automatically rounds up debit card purchases to the nearest dollar and transfers that amount from your ZYNLO More Spending Account into your ZYNLO Tomorrow Savings Account. ZYNG will match roundups at 100% for the first 100 days. After 100 days, ZYNG will continue to match roundups at 100% if you maintain an average daily balance of $5,000 in your More Spending Account. Spending Accounts that maintain less than the minimum average daily balance will be matched at 25%. Match dollars will be deposited in real time based on the average daily balance (ADB) of the previous statement cycle. ZYNLO More Spending with ZYNG Round Up and Match return is estimated using $5,000 average daily balance, 20 monthly transactions, an average of $0.44 per roundup, and 100% match.
2Competitor's savings account with a 0.43% annual percentage yield (APY) - $5,000 average daily balance with a 0.43% APY, based on the national average, as of 8/21/23 as reflected on FDIC: National Rates and Rate Caps. Competitive rates are reviewed periodically.
3Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
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