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2.00% APY checking*
and 5.00% APY savings+
accounts are here!

Put your money to work for you with no fees and no minimum balance requirements.

Open an accountA division of PeoplesBank, Holyoke, MA.
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ZYNG your way to a 4.11% return on your money

with our exclusive ZYNG Round Up & Match1

2.11%

ZYNG Round Up and Match Bonus

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2.00%

APY

Checking*

4.11%

Return

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1.

Open your ZYNLO More Spending and Tomorrow Savings accounts.

2.

Add money to your checking account.

3.

Use your shiny new ZYNLO debit card when making your regular, everyday purchases.

4.

Put your savings on autopilot. We'll round up every one of your debit card transactions to the nearest dollar, MATCH your roundups, and move that extra money into Tomorrow Savings for you.

Every.

Single.

Time.

The more you use your debit card, the more often we'll round up, match, and transfer
money for you—and you'll earn a 4.11% return (or more)!

Calculate your Zyng
Open an accountA division of PeoplesBank, Holyoke, MA

10X
the national
average
2

That's how much interest you'll earn with a Tomorrow Savings Account - helping you earn a 4.11% return (or more) on your money!1

Count me inA division of PeoplesBank, Holyoke, MA
ZYNG your Savings! icon

ZYNG your Savings!

Your Roundup on the FedEx purchase is $0.44, with an additional $0.44 Match!

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Phone with Zynlo App

Make money moves
that work for you.

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Create new goal UI
Create new goal UI

Save for
your best life

by creating virtual savings goals for anything you want—all from a single account. The possibilities are endless—and they're all yours.

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Single transaction example

Keep tabs
on your cash

by sorting your everyday transactions into custom, virtual spending folders you create based on what categories are important to you.

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Single transaction example

Get paid up to
two days faster

Access your money sooner with Early Payday and direct deposit. If your employer uses a participating direct deposit service, you're all set!3

Open an accountA division of PeoplesBank, Holyoke, MA

Open an account today!

Lets do thisA division of PeoplesBank, Holyoke, MA.

Features that fit your life.

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Create new goal UI

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The ZYNLO app has the features and functionality to let you pay bills, pay friends, deposit checks, and more from wherever you go.

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Real, live customer service reps

We don't do robots here. This means that whenever you call, a real human will be available to speak with you (day or night!)

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The ZYNLO card

55,000
free ATMs

Cash is never far away, thanks to our nationwide network of ATMs (and no ATM fees!) Find an ATM

No fees. No minimum balance requirements.

Your

money is

your

money

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FDIC-insured
deposits

Bank beyond the minimum, knowing your money is safe here.

Awesome
rates

Bet. On every account.
Check 'em out

Open an accountA division of PeoplesBank, Holyoke, MA.

Let's be friends. Follow ZYNLO on social media.

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ZYNLO® is a registered trademark of PeoplesBank. A division of PeoplesBank, Holyoke, MA.

*More Spending Account: A minimum opening deposit of $10 is required to open this account, and the minimum balance needed to obtain the Annual Percentage Yield (APY) is $.01 as of 7/11/24 and is subject to change without notice. Competitive rates are reviewed periodically.

+Tomorrow Savings Account: A minimum opening deposit of $10 is required to open this account, and the minimum balance needed to obtain the Annual Percentage Yield (APY) is $.01 as of 7/11/24 and is subject to change without notice. Competitive rates are reviewed periodically.

1ZYNG automatically rounds up debit card purchases to the nearest dollar and transfers that amount from your ZYNLO More Spending Account into your ZYNLO Tomorrow Savings Account. ZYNG will match roundups at 100% for the first 100 days. After 100 days, ZYNG will continue to match roundups at 100% if you maintain an average daily balance of $5,000 in your More Spending Account. Spending Accounts that maintain less than the minimum average daily balance will be matched at 25%. Match dollars will be deposited in real time based on the average daily balance (ADB) of the previous statement cycle. ZYNLO More Spending with ZYNG Round Up and Match return is estimated using $5,000 average daily balance, 20 monthly transactions, an average of $0.44 per roundup, and 100% match.

2Competitor's savings account with a 0.43% annual percentage yield (APY) - $5,000 average daily balance with a 0.43% APY, based on the national average, as of 8/21/23 as reflected on FDIC: National Rates and Rate Caps. Competitive rates are reviewed periodically.

3Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

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