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Zynlo

FAQs

You Have Questions. We Have Answers.

What Can We Help You Find?

Who We Are

What is different about ZYNLO?
Who can use ZYNLO?
Does ZYNLO have 24/7 Customer Service?
What types of accounts does ZYNLO offer?
Are there really no fees?
What are ZYNLO's Deposit Limits?
Who is ZYNLO?

ZYNLO Savings Tools

How can ZYNLO help me reach my savings goals?
What are savings folders?

How To's

How do I open an account?
How do I deposit money into my account?
How long will it take to get my debit card?
How do I get the 100% match on my money in my ZYNG roundup savings account?
Do I need to have a smartphone?

Safety & Security

How do you handle my personal information?
What do I do if I don't recognize a transaction on my checking account?
Is my money safe?
What is your security policy?

ATMs, Mobile Payments & Bill Pay

Can my debit card be linked to my mobile wallet?
Can I send money to my family and friends?
Can I pay bills with my ZYNLO account?
Does ZYNLO provide checks for the accounts?
Will I ever be charged an ATM fee?
Where can I find a FREE ATM?

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ZYNLO® is a registered trademark of PeoplesBank. A division of PeoplesBank, Holyoke, MA.

^ZYNLO Money Market Account: A minimum opening deposit of $10 is required to open this account, and the minimum balance needed to obtain the Annual Percentage Yield (APY) is $.01. APY valid as of 7/12/23 and subject to change without notice. Balances greater than $250,000 will receive 0.10% APY. Competitive rates are reviewed periodically.

*More Spending Account: A minimum opening deposit of $10 is required to open this account, and the minimum balance needed to obtain the Annual Percentage Yield (APY) is $.01 as of 10/05/23 and is subject to change without notice. Competitive rates are reviewed periodically.

+Tomorrow Savings Account: A minimum opening deposit of $10 is required to open this account, and the minimum balance needed to obtain the Annual Percentage Yield (APY) is $.01 as of 10/05/23 and is subject to change without notice. Competitive rates are reviewed periodically.

1ZYNG automatically rounds up debit card purchases to the nearest dollar and transfers that amount from your ZYNLO More Spending Account into your ZYNLO Tomorrow Savings Account. ZYNG will match roundups at 100% for the first 100 days. After 100 days, ZYNG will continue to match roundups at 100% if you maintain an average daily balance of $5,000 in your More Spending Account. Spending Accounts that maintain less than the minimum average daily balance will be matched at 25%. Match dollars will be deposited in real time based on the average daily balance (ADB) of the previous statement cycle. ZYNLO More Spending with ZYNG Round Up and Match return is estimated using $5,000 average daily balance, 20 monthly transactions, an average of $0.44 per roundup, and 100% match.

2Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

3Apple, the Apple logo, iPhone and iPad are trademarks of Apple, Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.

4Google Pay is a trademark of Google LLC. Android, Google Pay, and the Google Logo are trademarks of Google LLC.

52016 Samsung Electronics America, Inc. Samsung, Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Samsung Pay is available on select Samsung devices

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