It's your money - why do other banks tell you how you can use it?
Open a money market accountA division of PeoplesBank, Holyoke, MA.5.00%
APYThe ZYNLO Money Market^ account comes with a 5.00% APY, no hidden fees, no minimum account balance —and unlimited transactions.
A high-yield Money Market Account from ZYNLO earns you 7X the national average with no account fees.2
Get started nowA division of PeoplesBank, Holyoke, MA.
Open and fund your ZYNLO Money Market Account today. You'll get great rates with no red tape.
This means no minimum account balance requirements, no limits on transactions (really!), and no fees or penalties.
With 2.00% APY checking* and 5.00% APY savings+ - and ZYNG Round Up & Match1 - it's easier than ever to earn a 4.11% return on your money!
Open an accountA division of PeoplesBank, Holyoke, MA.
Sign in to online banking, then click Open a New Account, under Products.
On the app? No problem. Tap More (at the bottom of your screen), go to Products then Open a New Account.
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Routing # 011875428
ZYNLO® is a registered trademark of PeoplesBank. A division of PeoplesBank, Holyoke, MA.
^ZYNLO Money Market Account: A minimum opening deposit of $10 is required to open this account, and the minimum balance needed to obtain the Annual Percentage Yield (APY) is $.01. APY valid as of 7/11/24 and subject to change without notice. Balances greater than $250,000 will receive 0.10% APY. Competitive rates are reviewed periodically.
1ZYNG automatically rounds up debit card purchases to the nearest dollar and transfers that amount from your ZYNLO More Spending Account into your ZYNLO Tomorrow Savings Account. ZYNG will match roundups at 100% for the first 100 days. After 100 days, ZYNG will continue to match roundups at 100% if you maintain an average daily balance of $5,000 in your More Spending Account. Spending Accounts that maintain less than the minimum average daily balance will be matched at 25%. Match dollars will be deposited in real time based on the average daily balance (ADB) of the previous statement cycle. ZYNLO More Spending with ZYNG Round Up and Match return is estimated using $5,000 average daily balance, 20 monthly transactions, an average of $0.44 per roundup, and 100% match.
2The average national money market account interest rate of 0.67% Annual Percentage Yield (APY) is determined by the FDIC as of July 11, 2024, and is based on a simple average of rates paid by all insured depository institutions and branches for which data are available. Visit FDIC: National Rates and Rate Caps to learn more. Competitive rates are reviewed periodically.
*More Spending Account: A minimum opening deposit of $10 is required to open this account, and the minimum balance needed to obtain the Annual Percentage Yield (APY) is $.01 as of 7/11/24 and is subject to change without notice. Competitive rates are reviewed periodically.
+Tomorrow Savings Account: A minimum opening deposit of $10 is required to open this account, and the minimum balance needed to obtain the Annual Percentage Yield (APY) is $.01 as of 7/11/24 and is subject to change without notice. Competitive rates are reviewed periodically.
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