We raise the bar. You raise your expectations.

Discover banking that works for you, and not the other way around.

Experience the ZYNLO difference.

100% match on ZYNG roundup savings.

All new customers get a 100% match during their first 100 days. Customers who maintain an average daily balance of $5,000 in their More Spending Account will continue to receive a 100% match thereafter, and customers who maintain an average balance below $5,000 will still receive a 25% match.1

Paychecks arrive fashionably early.

Get your direct deposit paycheck up to two days sooner with Early Payday.2

Invest in up, up, up, up, up, up, up, upside.

Open a ZYNLO Money Market account and start earning interest that yields up to 7x the national average.3

Secured by the FDIC & DIF. Powered by trust.

Fully-insured deposits. Services fully backed by one of the most experienced and trusted mutual banks.

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Account features you can’t help but love.

Wave goodbye to fees and hassles.

We have no fees to hide, no minimum balance to keep, and no hassles to endure. Just ultra-convenient, ultra-transparent online accounts.

ATMs that practically find you.

Over 55,000 free ATMs nationwide. Which means with your debit card, you’ll always have access to cash when you need it.

We are wherever you are.

Bank from home or on the go with online & mobile services.

Ask us anything, at any time.

Banking experts are available by phone 24/7/365.

But wait, there’s more.

The skills to pay the bills.

Never miss an important payment when you use automated bill payment.

P2P? Yes please.

No cash, no problem. Easily send funds with person-2-person payments.

Touchless payment options.

Just tap and go when you use Apple Pay™, Google Pay™ or Samsung Pay™.4

Take control of your money.

From daily balance alerts to monthly spending recaps, we give you the tools to stay up to date and on track with your goals.

How We Stack Up

Comparison data based on public websites of listed companies, verified as of 02/01/24

The inclusion of Chime, Ally Bank and Bank of America in this chart is merely intended to allow for an information comparison of the respective service offerings and does not indicate endorsement by or affiliation or any other connection with those other banks.

Bank of America
Ally Bank
Zynlo Bank

Roundup Transfer with 100% ZYNG Match Reward*


100% FDIC- and DIF- insured


Early Payday**


7x the National Average Money Market Interest Rate***


No Minimum Balance Spending Account


It’s time to upgrade the way you bank.

It’s time to upgrade the way you bank.