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A 4.11% return1 on your money.
Now we’re talking.

Open a 2.00% APY* More Spending checking account and a 5.00% APY+ high-yield Tomorrow Savings Account from ZYNLO and get the ZYNG Round Up and Match bonus. You’ll get a 4.11% return (or more) on your money – on top of the great interest rates you’ll earn while saving!

OPEN YOUR ACCOUNTS

A division of PeoplesBank, Holyoke, MA

“Compared to traditional big banks such as Chase, Wells Fargo and Bank of America, ZYNLO offers accounts with better interest rates and no monthly fees.” 

MarketWatch, April 2024

Here’s how it works:

Step 1

Open your ZYNLO high-yield Tomorrow Savings+ and More Spending* accounts.

Step 2

Use your ZYNLO debit card anywhere you spend money.

Step 3

We’ll round up each transaction to the nearest dollar, match the roundup, and move both into Tomorrow Savings+ for you.

That’s it.

The more you use your debit card, the more often we’ll round up, match, and transfer money for you, helping you earn a 4.11% return (or more)!

A division of
PeoplesBank, Holyoke, MA.

Man sitting at computer happily seeing his direct deposit in his account early.

Get paid up to two days faster.

If you have direct deposit and your employer uses a participating direct deposit service, you’re all set!2

A division of
PeoplesBank, Holyoke, MA.

Man sitting at computer happily seeing his direct deposit in his account early.

Get paid up to two days faster

If you have direct deposit and your employer uses a participating direct deposit service, you’re all set!3

A division of
PeoplesBank, Holyoke, MA.

Great rates. No Hassles.

It’s time to maximize your money. We’ve got the financial tools, accounts, and service to help you live for today and save for tomorrow.

  • 5.00% APY savings accounts+
  • 2.00% APY checking accounts*
  • ZYNG Round Up and Match1
  • More than 55,000 free ATMs
  • Funds fully insured by FDIC and DIF

A division of
PeoplesBank, Holyoke, MA

ZYNLO mobile app and debit card

Bank from everywhere.

ZYNLO App available on the Apple App Store
ZYNLO app available on the Google Play Store
ZYNLO App available on the Apple App Store
ZYNLO app available on the Google Play Store