Common scams to watch out for
At ZYNLO, your security is our priority. But scammers are getting smarter—and sneakier. From fake bank websites to AI-powered impersonation calls, emails and text messages, here are the most common scams targeting bank customers and how you can protect yourself.
1. Impersonation Scams (Now with AI)
Telltale signs of a scam:
- Urgency: They pressure you to act fast—“your account will be locked,” “you’ll lose access,” or “this is your last chance.”
- Fraudulent Activity Verification: They will try to get your to click on malicious links by saying: “Please click the link below to verify a suspicious transaction”—best to check your online banking yourself first or call the bank using a known good number.
- Unusual requests: Asking for your login credentials, multi-factor authentication codes, PIN, or to move money between accounts.
- Unfamiliar contact methods: Calls or texts from numbers you don’t recognize, or emails from suspicious domains.
- Too good or too scary to be true: Promises of large rewards or threats of legal action.
How to protect yourself:
- Hang up and call ZYNLO directly using the number on our website.
- Never share account info over unsolicited calls, texts, or emails.
- Trust your instincts—if something feels off, it probably is.
2. Fake Bank Websites and Apps
Fraudsters create lookalike sites and apps to trick you into entering your login credentials.
How to protect yourself:
- Always type zynlobank.com directly into your browser or save it as a favorite.
- Only download our app from the Apple App Store or Google Play.
3. Phishing, Smishing, and Vishing
These scams come via email, text, or phone call—pretending to be ZYNLO or another trusted source. They’ll ask for your password, PIN, or account number.
How to protect yourself:
- ZYNLO will never ask for sensitive info via email or text.
- Report suspicious messages to our support team right away.
4. Overpayment and Check-Cashing Scams
Someone sends you a check for more than expected and asks you to wire back the difference. Or they ask you to cash a check for them.
How to protect yourself:
- Never cash checks for strangers.
- Don’t wire money based on unexpected payments.
5. Fake Job Offers
Scammers post fake remote jobs and ask for money upfront for training or supplies.
How to protect yourself:
- Research the company.
- Real jobs don’t ask you to pay to get hired.
6. The “Phantom Hacker” Scam
This 3-phase scam starts with fake tech support, then a fake bank fraud department, and ends with remote access to your device and banking info.
How to protect yourself:
- Never give remote access to your device.
- Call or message ZYNLO directly if you’re unsure.
7. Unsolicited Checks
Cashing a random check could bind you to a contract or trigger hidden fees.
How to protect yourself:
- Don’t cash unexpected checks.
- Verify the source before taking action.
ZYNLO’s Security Promise
We use multi-factor authentication (MFA) and monitor accounts 24/7 to keep your money safe. But your vigilance matters too.
If you ever feel unsure, call us.
We’re here to help—no judgment, no hassle.
Spread the Word
Share this post with friends and family. The more people know, the harder it is for scammers to succeed.
